Why download this report
Online fraud is no longer a background risk — it’s a core business challenge. In 2025, fraudsters used AI tools, deepfakes, and multi-touchpoint scams at unprecedented scale, increasing pressure on digital businesses worldwide.
Our Identity Fraud Report 2026 outlines the biggest shifts and what they mean for trust, safety, and compliance.
Fraud is on the rise
Online fraud is growing more complex, AI manipulation is accelerating, and industries once seen as “lower risk” are now becoming prime targets. Veriff’s latest data shows how identity fraud evolved across 2025 – and why businesses need multi-layered, AI-powered protection to stay ahead.
annual net fraud rate for the third year in a row — meaning 1 in every 25 verification attempts involved fraud.
drop in document fraud year-on-year, as attackers move away from traditional document tampering.
increase in digitally manipulated media and AI-powered attacks.
higher fraud rate on Ecommerce platforms compared to the global average — the hardest-hit vertical in 2025.
What you’ll learn
Get a clear view of how identity fraud evolved this year — and what your business needs to prepare for as AI-driven attacks grow more sophisticated.
Global fraud trends
The biggest shifts in identity fraud and what’s accelerating in 2026.
AI-powered attack methods
How deepfakes, synthetic identities, and digital manipulation are changing risk.
Industry and regional insights
Which sectors and geographies faced the highest fraud rates.
Practical defense strategies
How to strengthen trust with AI-powered IDV, biometrics, and multi-layered fraud prevention.
Get the Identity Fraud Report 2026
Learn how identity fraud is changing, how AI is transforming risk, and what businesses must do to strengthen trust, compliance, and user safety.
Compliant
Compliant
Certified
Certified
Certified
Level 1
Level 2
Is the Identity Fraud Report 2026 free?
Yes — the report is completely free to access. Just sign up, and you’ll receive it as soon as it’s available.
What data is included in the Identity Fraud Report 2026?
The report is based on Veriff’s global fraud insights from the past 12 months, including fraud types, industry-specific trends, regional fraud patterns, and the impact of AI-generated or digitally altered media. It also includes analysis of impersonation fraud, document fraud, adversary-in-the-middle attacks, and more.
Which industries are covered in the report?
The report covers fraud trends across financial services, Ecommerce and online marketplaces, gig economy and mobility, HR and recruiting, online communities, gaming, healthcare, the public sector, and other digital platforms.
What are the biggest fraud trends highlighted this year?
Key trends include:
-
A global net fraud rate above 4% for the third consecutive year
-
A 300% increase in digitally altered or AI-generated media
-
Impersonation fraud accounting for over 85% of attacks
-
A 13% year-on-year drop in document fraud
-
Ecommerce platforms experiencing fraud rates nearly five times the global average
How does AI affect identity fraud according to the report?
The report shows that AI is driving a significant rise in digitally manipulated media, deepfakes, and synthetic identities. These tools make fraud cheaper, more scalable, and more sophisticated, pushing fraudsters away from traditional document tampering and toward digital injection and emulator attacks.
Does the report explain how to prevent identity fraud?
Yes. It outlines how multi-layered fraud prevention — including AI-powered identity verification, biometric analysis, crosslinking, liveness checks, device intelligence, and ongoing reauthentication — helps businesses detect and block emerging fraud threats.
Does the report include regional fraud insights?
Yes. The report provides a regional breakdown including the EU and UK, North America, and Latin America, highlighting where fraud increased, which documents were most commonly misused, and how fraud patterns vary by region.